Pasa Loan App Review, Interest Rate and Apk download

Are you in need of a quick and easy loan? Well, relax as I present to you the emergency app. Pasa loan app has emerged as a popular choice for borrowers in Nigeria who need quick and easy loans. With its flexible repayment terms and limits, Pasa offers a range of benefits that make it a top choice among borrowers.

In this article, we will delve into the details of Pasa loan, including its interest rates, legitimacy, app download process, and how to prevent loan apps from contacting your contacts. Additionally, we will provide information about the legal loan apps available in Nigeria.

Pasa Loan Review

When it comes to loan limits and repayment terms, Pasa loan app provides borrowers with a great deal of flexibility. Borrowers can choose a loan limit ranging from NGN2,000 to NGN300,000, with a repayment period of 91 to 180 days. This flexibility allows borrowers to select the loan amount and repayment term that best suits their financial situation.

Pasa Loan Interest Rate

Pasa loans offer competitive interest rates, ranging from 4% to 24%. The equivalent monthly interest rate falls between 4% to 4.7%, and the annual percentage rate (APR) on a Pasa loan ranges from 24% to 56%. For instance, if you choose a 6-month loan and borrow NGN100,000, Pasa charges an interest rate of 4% per month.

This translates to an interest rate of 24%, with an APR of 48%. With 180 days to repay the loan, your monthly payment would be NGN24,000, with a total payment amount of NGN124,000.

Is Pasa Loan App Legit?

Pasa loan app is a secure and reliable lending platform in Nigeria. One of the key advantages of Pasa loans is that they require no collateral or paperwork, ensuring a hassle-free borrowing experience. Moreover, Pasa prioritizes the safety and security of borrowers’ personal and financial information, providing peace of mind to its users.

Pasa Loan App Download

To avail yourself of a Pasa loan, the first step is to download Pasa loan app from the Google Play store and register an account by providing the necessary information about Pasa.

However, you can contact the customer support team at gossipbuyce@gmail.com for further information, questions, or suggestions.

Get a loan on Pasa App

How to Stop Loan Apps From Calling Your Contacts

It can be frustrating to receive repeated automated phone calls from loan apps or lenders. Especially from those who tend to send embarrassing and harassing messages to your contacts. Fortunately, there are several steps you can take to prevent these calls from reaching your contacts. Here are five different ways to block loan apps from calling your contacts:

Utilize App Lock

Download an app called App Lock from the Google Play Store. Set up a passcode and use the Loan Blocking feature within App Lock to block or uninstall specific loan apps that are contacting you.

Manage App Notifications

On your Android device, open Settings, tap Apps and select Manage App Notifications. Disable the Show Notifications option for applications that are sending spam SMS messages.

Manage apps with Usage Access

Access the Apps with the Usage Access feature on your Android or iPhone. Disable usage access for loan apps or any other apps that are causing inconvenience.

Block Specific Apps on iPhone

In the Privacy settings of your iPhone, locate and select Contacts. From there, you can find a list of your contacts and block specific loan apps from accessing them.

Block or Disable Loan Apps on Android

On Android devices, head to Settings, then tap on Apps & Notifications. Locate the loan app in question and select either “Block forever” or “Block on this device only.”

What Loan Apps Are Legal in Nigeria?

According to the 2023 Central Bank of Nigeria (CBN) update no fewer than 173 digital lending applications have been approved to operate in Nigeria by the Federal Competition and Consumer Protection Commission (FCCPC). And out of the 173, only 119 have full approvals while 54 currently have conditional approval.


Pasa loans offer a range of benefits that make them a top choice for borrowers in Nigeria. Among these include speedy transactions and loan processes. Although failure to redeem the dept at the said period may lead to harassment from the agents ahead of other Loan Apps in Nigeria.

Therefore it is advised that you apply for a loan to pay off on the set date. Hope you got value, on our next post we will discuss the legal and illegal loan Apps in Nigeria.

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