GTBank How to liquidate GTB salary advanced loan 2023 Guide

Guaranty Trust Bank plc is a limited liability financial company, licensed to provide commercial and other banking services to the Nigerian public since 1990. The Bank commenced operations in February 1991 and has since then grown to become one of the most respected and service-focused banks in Nigeria.

In this article, we will be answering frequently asked questions such as: How to liquidate GTB salary advanced loan, How to Check GTB loan Balance, how to pay back GTB Quick Credit Loan in Nigeria, and finally how to calculate your repayment loan using GTB calculator.

How to liquidate GTB salary advanced loan

Guaranty Trust Bank (GTB) salary advance loan has been a lifesaver for a lot of salary earners in need of emergency cash. The salary advance loan allows salary-earning users to get an upfront payment of up to 50% of their net salary.

To liquidate or repay your GTBank salary advanced loan, you have two options: using the USSD code or the mobile app. Follow the steps below for each method:

USSD code method:

  1. Dial *737*0#
  2. Select option 4 (replacement)
  3. Select option 2 (close credit)
  4. Enter the pin to authenticate the transaction

Mobile app method:

  1. Log in to your mobile app with your user ID and password.
  2. Click quick loan
  3. Select salary advance from the available options
  4. Select repay loan
  5. Enter the pin to authenticate the transaction

Once you complete the repayment process, you will receive a notification confirming the successful transaction.

Note: A repayment will be made automatically once your next salary is credited as the loan was made with your salary account.

How to Check GTB Loan Balance

You can check your GTBank loan balance using the following methods:

Via Internet banking

  • Log on to Internet banking with your user id/email and password.
  • Click on my account
  • Then click balance inquiry

With mobile Banking

  • Log on to GTmobile/GTworld app with your GT user ID and password

With USSD Code

  • Dial *737*6#
  • Enter “1” for account balance
  • Input the last 4 digits of the GTBank debit card
  • Your account balance will automatically display

How To Pay Back GTB Quick Credit Loan In Nigeria

To pay back your GTBank Quick Credit Loan in Nigeria, follow these steps:

  • Dial 7370#.
  • Select option 4 for “replacement.”
  • Choose option 2 for “close credit.”
  • Enter your PIN to authenticate the transaction.

GTB Loan calculator

GTB loan calculator is a tool that helps you predict how much a personal loan would cost you to repay.

You will be expected to fill in the following data

  • Amount of the loan (any currency):
  • Annual percentage rate of interest: %
  • Repayment period in months

after which It will display your monthly repayment plan, the total amount you’d repay and also, and the interest inclusive

GTBank’s loan USSD code

To liquidate or repay a GTBank loan, dial *737*51*51# 


GTBank is, no doubt, one of the best out there and it is continuously upgrading to accommodate its ever-increasing population and to provide an impeccable financial service platform. Therefore, with the above-updated information we hope y, you’d be able to seamlessly handle your financial transactions without complications.

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